In Türkiye (Turkey), for accidents that involve at least two vehicles and result only in material damage, a Material Damage Traffic Accident Report can be filled in if the parties agree on how the accident happened. Where there’s an injury, a death, suspected alcohol use, driving without a licence, or damage to public property, mark the vehicles safely if you can and call the 112 Emergency Call Centre.
Is the damage only to the vehicles? Do the parties agree? Do the drivers hold a valid licence and are they sober? If yes to all, you can fill in the report. If any of these isn’t true, call 112 for the police or gendarmerie.
What Is an Accident Report Form?
An accident report form (kaza tespit tutanağı) is the official document that the parties can fill in between themselves when at least two vehicles are involved in a traffic accident that causes only material damage, and they agree on how it happened. It’s been in use since 1 April 2008, and it cuts down waiting time by letting the report be tracked through the insurers and the Insurance Information and Monitoring Centre (SBM).
| Situation | What To Do |
|---|---|
| Only material damage, and the parties agree | You can fill in the report. |
| Injury, death, or suspected alcohol use or driving without a licence | Call 112 and wait for the police/gendarmerie. |
| A foreign-plated vehicle is involved | Green Card, certificate or policy details should be written clearly together with plate country, chassis/VIN and registration data. |
| More than two vehicles are involved | You can use more than one form; every form must be signed by all the drivers. |
When Should It Be Filled In?
- At least two vehicles are involved in the accident.
- Only material damage resulted from the accident.
- The drivers agree on how the accident happened.
- There’s no suspicion of alcohol, underage driving, driving without a licence, or a health issue affecting any driver.
- The vehicles involved have compulsory traffic insurance, or a Turkey-valid insurance/Green Card document for foreign-plated vehicles.
When You Need the Police or Gendarmerie
Mark the vehicles safely if you can, make sure everyone is safe, and call the 112 Emergency Call Centre.
- A driver is without a licence, or their licence doesn’t cover the vehicle.
- A driver is under the legal driving age.
- There’s a suspicion of alcohol, drugs, or a mental-health issue affecting a driver.
- One of the vehicles involved belongs to a public institution.
- Public property has been damaged — a traffic sign, barrier, central reservation, lighting pole and so on.
- Only a third party’s property has been damaged.
- One of the vehicles involved has no traffic insurance.
- The accident resulted in death or injury.
The Mobile Accident Report (MKT)
You can use the Mobile Accident Report service through the Sigortam360 app, developed by the Insurance Information and Monitoring Centre (SBM). The mobile report speeds up the paper-report process through steps such as logging in with e-Devlet, adding your location/address, uploading photos, choosing a ready-made accident scenario, and a digital signature.
Steps for the Mobile Report
| Advantage of the Mobile Report | Explanation |
|---|---|
| Quick login | You can log in securely using e-Devlet verification. |
| Location data | The accident location can be added more easily and accurately. |
| Photo transfer | Accident photos can be added directly to the report. |
| Ready-made scenarios | You can pick an accident scenario instead of drawing a diagram. |
| Easy to track | You can follow the report and its outcome through the app or e-Devlet. |
Extra Checks for Foreign-Plated Vehicles
Plate format, registration language, country of registration and insurance documents may look different from standard Turkish documents. Check the plate country, chassis/VIN, whether the registered owner and driver are the same person, Green Card/certificate or policy number, and validity dates before sharing the report.
- Make sure photos show the foreign plate, damage point, road signs and vehicle position together.
- If the registered owner is not the driver, do not mix the owner and driver fields.
- Check whether the Green Card or foreign insurance certificate includes Turkey and is valid for the accident date.
- If the insurer or insurance agency channel requests additional documents, send the report, photos, registration, licence and certificate copies together.
Rules for Filling In the Paper Report
If you’re using a paper report, the information must be legible, complete, and agreed in the same way by all parties. The signatures on the form show that the drivers accept its contents.
- Before the vehicles are moved, photograph them from different angles so the plates are visible.
- Fill in the date, time, location, and full driver, vehicle, registration and insurance details.
- Add the point of impact, the direction of each vehicle, the road markings and the street/avenue names to the diagram.
- Describe how the accident happened clearly, briefly and without contradictions.
- Every driver involved in the accident must sign the report by hand.
- For foreign-plated vehicles, write plate country, chassis/VIN, registered owner, driver, Green Card/certificate and policy details clearly in the relevant fields.
- If more than two vehicles are involved, use an extra form and have every driver sign each form.
- Photograph the completed report and check it’s legible before sharing it with your insurer or agent.
The Process and Fault Assessment
Once the report is filled in, the process usually continues through the insurer’s and SBM’s records. The fault-share assessment takes into account the report, photographs, the accident scenario, the traffic rules, and any supporting documents.
| Stage | What Happens | Practical Note |
|---|---|---|
| 1. Report submitted | The report and photos are sent to the insurer/agent. | It matters that the photos clearly show the plates and the damage. |
| 2. SBM record | The information is processed through the system. | Missing or illegible information can slow the process down. |
| 3. Fault assessment | The parties’ fault shares are determined. | The result can come out as 0%, 50% or 100%, for example. |
| 4. Outcome notified | The result can be followed by SMS, email, through the insurer, or via e-Devlet. | Note the notification date for the objection period. |
What the Fault Shares Mean
| Fault Share | Meaning |
|---|---|
| 0% | You’ve been assessed as not at fault for how the accident happened. |
| 50% | Used where both parties are found jointly at fault. |
| 100% | You’ve been assessed as fully at fault for how the accident happened. |
Right to Object, and the Procedure
If you have new documents, photos or information that could affect the assessment after the fault share has been notified, you can start an objection process by applying to your insurer. Timeframes and procedures can vary by case, so it’s important to act without delay after the notification date.
- 5 working days: after the fault share is notified, you can object to the insurer with new documents/photos.
- Same insurer for both vehicles: if the vehicles involved share the same insurer, you can ask for the file to be reviewed through SBM.
- Disputes: if the objection is rejected or doesn’t resolve things, you can consider the Insurance Arbitration Commission or legal action.
Forms, Apps and Official Lookup Links
The links below give quick access to the accident report form, a sample report, the mobile apps, and e-Devlet lookup screens.
Blank Report Form
Sample Report
Sigortam360 for iOS
Sigortam360 for Android
EGM Lookup – Individual
EGM Lookup – Legal Entity
Gendarmerie Lookup – Individual
Gendarmerie Lookup – Legal Entity
FAQ
Do I always have to call the police after an accident with a foreign-plated vehicle?
Not always. If the accident only caused material damage, the parties agree and there is no obstacle to using an accident report, the parties may complete the report. Call 112 if there is injury, alcohol suspicion, lack of licence, disagreement, public property damage or a traffic-safety risk.
Should Green Card details be written on the report?
Yes, if available. For foreign-plated vehicles, Green Card, foreign insurance certificate or Turkey-valid policy details, together with plate, registration country, chassis/VIN and validity dates, may be important for claim follow-up.
Does the report decide the fault ratio?
No. The report records the accident. Fault assessment is carried out through the authorised process using the report, photos, traffic rules, SBM records and other documents.
Does Gurbet Kasko or Özhedef Sigorta Aracılık Hizmetleri decide claim payments?
No. Gurbet Kasko is a service brand; Özhedef Sigorta Aracılık Hizmetleri Limited Şirketi acts as a TOBB-registered insurance agency. Insurance cover, claim payments and fault assessment are handled according to the relevant insurer, policy terms, law and file documents.
This content is for general information only. Accident, damage, fault and compensation processes are carried out under the general and special terms of the insurer that issued the policy, the applicable rules, and an assessment of the documents specific to your case.
Getting more out of this guide
This extra section is meant to connect the topic to practical decisions for your trip. In every case, the final scope of cover, duration, premium and acceptance conditions are set by the relevant insurer’s quote and policy terms.
Checklist: material-damage traffic accident report
- Put safety first; if anyone is injured, call 112 and wait for the police rather than filling in a report.
- Record photos, location, registration, licence, insurance/Green Card and chassis/VIN details in full.
- Make sure the parties’ statements and the diagram don’t contradict each other.
Common mistakes
- Looking at document dates and policy dates separately instead of together.
- Focusing only on signatures while leaving photos, plates, VIN, Green Card or policy dates unchecked.
- Leaving entry, permitted usage period and authorised-driver details to the last minute.
Important notice: Gurbet Kasko is a service brand used by Özhedef Sigorta Aracılık Hizmetleri Limited Şirketi for insurance agency application services related to foreign-plated vehicles. Gurbet Kasko and Özhedef Sigorta Aracılık Hizmetleri are not insurance companies; they do not provide insurance cover, assume insurance risk, decide claim payments or determine fault ratios.
Özhedef Sigorta Aracılık Hizmetleri acts as a TOBB-registered insurance agency in information, quotation, policy arrangement and related file communication processes. Missing or conflicting accident documents may extend the relevant insurer’s file assessment.
Have your documents ready before sharing the report with the insurer or agency channel; missing or conflicting information can delay the claim file process.
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