As Gurbet Kasko, we would like to inform you about compulsory traffic insurance.
What is Compulsory Traffic Insurance?
Compulsory Traffic Insurance is a legal insurance type that covers the financial damages that may occur to third parties and vehicles as a result of an accident. Traffic Insurance covers the damages that drivers may cause to the other party in accidents that may occur in traffic.
Why is Compulsory Traffic Insurance Necessary?
In accidents that may occur in traffic, other drivers or pedestrians may suffer damages. In such cases, even if it’s your fault, Compulsory Traffic Insurance covers the damages of the other party, providing legal protection for you. Additionally, driving without compulsory traffic insurance is against the law and can lead to serious penalties.
Scope of Compulsory Traffic Insurance
Compulsory Traffic Insurance covers the financial damages to third parties and vehicles caused by an accident. However, the insurance does not cover the damages of the vehicle owner or the driver. Therefore, if vehicle owners want their own vehicles to be protected as well, they should consider additional insurances like Kasko Insurance.
Driving Without Compulsory Traffic Insurance
Driving without Compulsory Traffic Insurance is against the law and can lead to serious penalties. If you have an accident without compulsory traffic insurance, you will be responsible for compensating the damages to the other party, and you may also face legal consequences. Moreover, your vehicle may be banned from traffic by traffic police.
Compulsory Traffic Insurance Prices
Compulsory Traffic Insurance prices vary depending on various factors such as the driver’s history, the age and model of the vehicle, and its usage. The coverage provided by insurance companies and additional services also affect the prices. You can contact our experts to get an affordable and comprehensive traffic insurance policy.
Renewal of Compulsory Traffic Insurance
Compulsory Traffic Insurance is usually renewed annually. It is important to renew your insurance by contacting your insurance company before the expiration date of your policy. If you fail to renew your insurance on time, you may face traffic penalties and be unprotected in case of an accident.
Considering the uncertainties in traffic, the importance of compulsory traffic insurance is quite clear. Every vehicle on the road should have this insurance to ensure the safety of both other drivers and yourself. As Gurbet Kasko, we would be delighted to assist you with affordable and reliable compulsory traffic insurance policies.
How to use this guide more effectively
This additional section connects the subject with practical application and travel decisions. Final coverage, period, premium and acceptance conditions are always determined by the relevant insurer's quotation and policy terms.
Checklist: compulsory traffic insurance
- Compulsory traffic insurance is the basic liability cover for damage to third parties.
- Limits, period and premium are determined by insurer terms and regulation.
- Kasko, voluntary liability and roadside assistance should be considered complementary, not substitutes.
Common mistakes
- Reviewing document dates and policy dates separately.
- Treating price as the only criterion without reading coverage.
- Checking entry, usage period and authorised user details at the last moment.
Important information: Gurbet Kasko is not an insurance company. Özhedef Sigorta Aracılık Hizmetleri Limited Şirketi is a registered insurance agency on the TOBB register with number T0869-R991 and acts as an intermediary for information, application and quotation processes for foreign-plated vehicle owners.
Before starting the application or quotation process, keep your documents ready; missing or inconsistent information can delay the quotation.
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