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Vital Warning for Expats: Avoid Insurance Shock in Turkey!

📅 12 March 2025·👁 62·Blog

“Safe on the Road, Peace in Turkey!”

One of the biggest risks for expats spending time in Türkiye (Turkey) with their own vehicles is inadequate insurance coverage. Many drivers assume their green card insurance applies in Türkiye with the same limits and later face serious out-of-pocket costs after an accident.

Insurance Pitfalls for Expats: What Awaits You in Turkey?

Drivers should pay close attention to the following:

Green card insurance is valid in Türkiye only with limited liability limits

Some policies exclude Türkiye from their coverage area

Policies issued at border crossings may have low coverage ceilings

Do not experience insurance shock in Türkiye.

Gurbet Kasko helps drivers review their policy scope before travel and compare high-limit alternatives. This reduces the risk of unexpected expenses and makes the journey much safer.

The Gurbet Kasko Solution: Coverage up to 25 Million TRY!

Flexible policy options, online issuance, price advantages, roadside assistance, and towing support provide broader protection than standard border insurance.

What should you do before you leave?

• Ask your insurer for written confirmation that Türkiye is included.

• Compare broader alternatives instead of relying only on the green card.

• Arrange your policy online before arrival to avoid delays at the border.

• Choose higher protection limits to reduce major financial risks.

How to use this guide more effectively

This additional section connects the subject with practical application and travel decisions. Final coverage, period, premium and acceptance conditions are always determined by the relevant insurer's quotation and policy terms.

Checklist: insurance surprises in Turkiye

  • Check whether Green Card, kasko and roadside assistance are actually valid in Turkiye.
  • Review exclusions, territorial scope and assistance terms before departure.
  • If additional local coverage is needed, do not leave the application to the last day.

Common mistakes

  • Reviewing document dates and policy dates separately.
  • Treating price as the only criterion without reading coverage.
  • Checking entry, usage period and authorised user details at the last moment.

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